Liability losses can be catastrophic. General liability policies cover bodily injury and property damage claims from third parties. Every business has a need for general liability coverage to provide defense and pay damages for negligence. 

Often other parties (including landlords, vendors and clients) require that businesses provide proof of this coverage before they will hire them or allow them on the premises. 

The coverage usually includes premises liability, product liability, coverage for damage caused by your work and personal injury. Although often sold alone, it can be combined with property coverage to make a package policy.

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