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We run a small, yet growing bike tour company in SF which presents a unique and challenging insurance need. Having previously worked with large insurance agency (Sweet and Baker, and with a handful of other brokers), we can say that Barbary Insurance and specifically Jerry, is the best in the business. Jerry was the rare broker who took time to listen to our needs, understand our business, and sincerely find us the best policy around. I can't stress enough Jerry's extensive experience, dedication and passion to help us-- we are so thankful. Jerry cut our policy premium in HALF (saved us over $3K) when our last insurer said that we had the lowest rates around and simply wanted to renew our policy. It should also be noted that we still have the same insurance company(!) and coverage! The broker makes all the difference. Jerry and Barbary will have our business for years to come. Bottom line: Barbary Coast Insurance has the experience and integrity to understand your needs and what your insurance should cost. Because of the complexity of our needs, Jerry shopped around aggressively and took the extra initiative to find us the best policy when no one one else would or could (and we approached EVERY top rated insurance broker on YELP). Thanks so much Jerry and Barbary!

Nicholas H.

Cleaning Business Insurance in San Francisco CA & Oakland CA

When you own a cleaning business, you do more than just clean. Special challenges abound, including the potential for liability or exposure in your business. Business insurance can be a little more complicated for cleaning companies than it is for other businesses because of increased liability exposure.

Cleaning Business Insurance Features

Business insurance can cover more than just equipment; it also can cover lost time due to mechanical failures, power outages, and other unforeseen difficulties that are out of your control. Consider also workers compensation insurance, should an employee be injured on the job.

Another area of potential liability is if you or one of your employees cause damage to a client’s property or other people. Most cleaning operations involve being on property belonging to your clients, so your employees face the risk of damaging client property or causing injury and being held liable for that damage. A wet floor, for example, could expose your firm to liability if someone falls and is injured as a result of your cleaning work.

Having an insurance agent who knows the ins and outs of business liability coverage is crucial for your peace of mind. Insurance rules also vary greatly between states, so you need an agent familiar with the geographic area you service to make sure you have the most appropriate cleaning business insurance. Consider, too, if you work in more than one state, how that will affect your insurance needs.

Call Barbary Insurance Brokerage today to make sure you have suitable coverage for your cleaning business insurance needs. Ask about any additional liability coverage you might need. If you are a first-time customer looking for insurance, call our office to see how we can help cover your business for all the scenarios that could impact it.