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We run a small, yet growing bike tour company in SF which presents a unique and challenging insurance need. Having previously worked with large insurance agency (Sweet and Baker, and with a handful of other brokers), we can say that Barbary Insurance and specifically Jerry, is the best in the business. Jerry was the rare broker who took time to listen to our needs, understand our business, and sincerely find us the best policy around. I can't stress enough Jerry's extensive experience, dedication and passion to help us-- we are so thankful. Jerry cut our policy premium in HALF (saved us over $3K) when our last insurer said that we had the lowest rates around and simply wanted to renew our policy. It should also be noted that we still have the same insurance company(!) and coverage! The broker makes all the difference. Jerry and Barbary will have our business for years to come. Bottom line: Barbary Coast Insurance has the experience and integrity to understand your needs and what your insurance should cost. Because of the complexity of our needs, Jerry shopped around aggressively and took the extra initiative to find us the best policy when no one one else would or could (and we approached EVERY top rated insurance broker on YELP). Thanks so much Jerry and Barbary!

Nicholas H.

Personal Umbrella Insurance in San Francisco CA & Oakland CA

Be Ready for Anything and Everything.

Personal Umbrella Liability is one of the most commonly overlooked policies, but in the case of a catastrophic financial event, it could be the best line of defense you’ll ever have. If you’re involved a major auto accident or if someone gets injured on your property, you could be sued for damages well beyond the liability coverage provided by your Home and Auto Insurance policies.

In such a critical situation, having Personal Umbrella Insurance from Barbary Insurance Brokerage will protect your home, car, future wages, and all of your priceless assets from being used to pay for the expenses.

Coverage That Keeps You Protected

Your Umbrella Liability policy from Barbary Insurance Brokerage works to give you additional protection when damages exceed the liability coverage of your standard policies. It also offers extra security for many situations that may not be included in your basic insurance.

Personal Umbrella insurance can be applied to events such as:

Car Accidents
Accidental injuries on your property
Accidents involving your boat, ATV, or other recreational vehicle
Golf Course Injuries
Defense fees and other legal costs
Personal Injury Coverage for claims of libel, slander, and more

At Barbary Insurance Brokerage, we are committed to the safety and security of you and your family, which is why we will work with you to create a perfect policy that protects all of your interests. Since Personal Umbrella Insurance will vary depending on your individual coverage needs, it’s important to discuss your options with one of our insurance specialists before making a decision.