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Having just come from a pretty awful experience with a broker of mine for over 5 yrs I was seriously happy to find Jerry. He is personable and no-nonsense when it comes to finding the right categories and companies to take care of my small business insurance. And his attitude is positive all the way even when I was ranting about some of the shenanigans my past insurance company pulled to suck money out of my company. All of this on top of the simple fact that Jerry saved me a lot of money right out of the gate and even provided more coverage than my previous insurer. I don't think it can get any better and I look forward to years of no-nonsense working with Jerry, which is a true relief after these last few years with that "other" company.

Brian S.

Equipment Insurance in San Francisco CA & Oakland CA

Most businesses rely on common or specialized forms of equipment to complete work and create products. You cannot work if your equipment is not working, and equipment that operates poorly can affect the quality of your work. Equipment vital to your business success needs to be protected with insurance.

Consider whether or not your business could afford to replace stolen equipment or critical business machines damaged by fires, floods, and other weather emergencies, such as tornadoes. Without insurance, even simple events like a power surge or an employee error could cause major damage and imperil your business.

Equipment Insurance Features

Equipment insurance covers you when equipment breaks down. The insurance can cover the cost to repair or replace the equipment, as well as other costs involved in getting your business operational again. Your computers and electronics, for instance, are considered equipment and can be covered in the same policy.

Loss of business income should be part of a proper policy in case loss occurs due to equipment failure. Insurance can cover the cost to replace spoiled stock, or raw material that was ruined by an equipment malfunction. Equipment insurance or business interruption insurance can cover loss of income due to something as indirect as a website going down for an extended period, if you depend on the site for customer orders.

Call a Barbary Insurance Brokerage agent today to find out how we can help you make sure all your equipment is covered. We can show you how to keep your business running in the event of an equipment failure. Ultimately, we will help you stay in business when your equipment threatens to put you out of business.