☰ ˟
Logo
Pay Online
We're Here to Help 415-788-4700 Lic# 6010360
  • Our Agency
    • AboutImage of right arrow
      • Our Team
      • Philosophy
      • Location(s)
    • Client Login
    • Request a Certificate
    • Our Providers
    • Professional Associations
    • Video Library
    • Blog
  • Get a Quote
  • Products
    • Coverage for Specific IndustryImage of right arrow
      • Dental
      • Software Publishing
      • Property Management
      • Plastic Manufacturing
      • Pharmaceutical Manufacturing
      • Paper Goods
      • Moving Companies
      • Janitorial
      • HVAC
    • Coverage for Your BusinessImage of right arrow
      • Bonds
      • Business Catastrophe Insurance
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Real Estate Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Directors & Officers Liability Insurance
      • Employment Practices Liability Insurance
      • Equipment Insurance
      • Errors and Omissions Insurance
      • Extortion Insurance
      • Fidelity Bonds
      • In-Home Business Insurance
      • Loss Control Insurance
      • Inland Marine Insurance
      • Kidnapping Insurance
      • Marine Insurance
      • Mechanical Breakdown Insurance
      • Office Insurance
      • Product Liability Insurance
      • Professional Liability
      • Ransom Insurance
      • Shipping Insurance
      • Small Business Insurance
      • Small Business Liability Insurance
      • Storage Insurance
      • Surety Bonds
      • Technology Insurance
      • Trailer Insurance
      • Transportation Insurance
      • Trucking Insurance and Semi Truck Insurance
      • Workers Compensation
      • Van Insurance
    • Home & Auto Insurance
    • Other Personal InsuranceImage of right arrow
      • Identity Theft
      • Personal Umbrella Insurance
      • Data Backup
    • Special Event Insurance
  • DEI Statement
  • Jobs
  • Contact Us
    • Contact Us
    • Location
Home > Commercial-Products > Coverage-For-Specific-Industries > Personal Trainer Insurance - San Francisco CA & Oakland CA - Barbary Insurance Brokerage

Personal Trainer Insurance in San Francisco CA & Oakland CA

Many professions require specialized forms of insurance, and as a personal trainer, your career comes with a certain degree of professional liability that others may not experience.

Being a personal trainer is a rewarding career, but it can lead to increased insurance risks because there are many ways for your clients to get hurt, and you can't watch everybody at every moment. On any given day, you might have people who push themselves harder than they should, ignore the warning signs that their bodies provide, or refuse to take the advice you’ve given them. Many of these problems aren't your fault, especially if you keep clients informed of best health practices without exceeding the scope of your responsibilities. However, aggressive clients may still sue for negligence if they injure themselves under your supervision.

Personal trainer insurance can act as a buffer between you and the claims that injured parties may make. Barbary Insurance Brokerage agents can help you keep important aspects of your career and this coverage in mind when considering insurance as a personal trainer.

Personal Trainer Insurance Coverage Options

There are two major components of personal trainer insurance, both of which are needed for truly comprehensive coverage.

  • Professional Liability Insurance covers lawsuits ranging from injuries caused by improperly maintained equipment to claims of misconduct. For professional trainers, the most common problems stem from interacting with a customer's belongings, or from saying or writing something that a client finds offensive. Be sure to ask an agent about how much liability insurance you're likely to need, since different trainers often need different amounts, depending on their clientele and style of personal training (training for the elderly or high-intensity training, for instance).
  • Miscellaneous Personal Trainer Insurance helps cover claims for bodily injuries that come from either incorrectly providing or failing to provide a promised service. Claims of this type can reach several hundred thousand dollars or more, so it's important to have enough coverage to pay off your claims if you ever end up needing to use this insurance.

Personal Trainer Insurance Requirements

As a personal trainer, you may be asked to provide evidence of certification in your field before a policy will be offered. Experienced trainers—particularly those who have avoided claims in the past—may be eligible for a discounted rate on their policy.

1. "The Role of a Personal Trainer | Resources." Accessed April 11, 2016. https://www.nfpt.com/the-role-of-a-personal-trainer.

2. "Woman Wins $300k Due to Personal Trainer’s Negligence ..." Accessed April 11, 2016. http://blog.lawyer.com/index.php/2012-04-23-woman-wins-300k-due-to-personal-trainers-negligence/.

Carrier
Carrier
Carrier
Carrier
Carrier
Carrier
Logo
Heffernan Barbary Insurance Services
436 14th Street
Suite 1511
Oakland, CA 94612

415-788-4700
Lic# 6010360

Be Social. Follow Us.

social social social
Our Team| Cookie Permissions| Refer A Friend| Privacy Policy| ADA Accesibility Statement| Search Our Site
© Copyright. All rights reserved. Powered by Insurance Website Builder