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We run a small, yet growing bike tour company in SF which presents a unique and challenging insurance need. Having previously worked with large insurance agency (Sweet and Baker, and with a handful of other brokers), we can say that Barbary Insurance and specifically Jerry, is the best in the business. Jerry was the rare broker who took time to listen to our needs, understand our business, and sincerely find us the best policy around. I can't stress enough Jerry's extensive experience, dedication and passion to help us-- we are so thankful. Jerry cut our policy premium in HALF (saved us over $3K) when our last insurer said that we had the lowest rates around and simply wanted to renew our policy. It should also be noted that we still have the same insurance company(!) and coverage! The broker makes all the difference. Jerry and Barbary will have our business for years to come. Bottom line: Barbary Coast Insurance has the experience and integrity to understand your needs and what your insurance should cost. Because of the complexity of our needs, Jerry shopped around aggressively and took the extra initiative to find us the best policy when no one one else would or could (and we approached EVERY top rated insurance broker on YELP). Thanks so much Jerry and Barbary!

Nicholas H.

Uninsured & Underinsured Motorist Coverage in San Francisco CA & Oakland CA

Not Every Driver is a Responsible Driver.

As a safe driver, obeying street signs, speed limits, and always using your turn signals is simply part of the routine. And if you’re ever involved in an accident, your insurance policy typically keeps you protected.

Unfortunately, there are those on the road who don’t share the same safety precautions as you, and if you’re involved in an accident with a motorist without the right coverage, you may have to take care of any medical payments, damages, or any other expenses with money from your own pocket.

It’s Important to be Prepared for Everything

Uninsured/Underinsured Motorist Coverage gives you the assurance you need knowing that your medical expenses will be covered. In cases where the driver at fault does not have adequate liability to pay for your injuries and damages, you’ll be compensated for the amount in which you are legally entitled to – in regards to you, your passengers, and your vehicle. Uninsured/Underinsured Motorist Protection may also take care of property damage in some states.

Since Uninsured/Underinsured Motorist Coverage is a separate purchase from your typical Auto Insurance policy, it’s important to contact Barbary Insurance Brokerage to find out how you can be prepared for any situation on the road.